Credit Risk Manager
Grand Touring Automobiles Financial Services (GTAFS) is seeking to hire a Credit Risk Manager. The Credit Risk Manager will assist in developing and monitoring GTAFS credit risk and mitigation. Adjudicate deals based on GTAFS credit appetite, insure all steps are taken to mitigate risk and possible default.
o Asist in Developing Credit policies, procedures and adjudication guidelines for the credit department
o Assist in developing a credit submission process for adjudication
o Ensure credit risk is within pre-determined guidelines for our Ontario and Calgary locations
o Manage the credit que for new and stipulated lease submissions
o Adjudicate and decision leasing deals
o Analyze client credit reports, business financial statements, , employment information and obtain additional information as deemed necessary to satisfy risk appetite
o Assist in determining acceptable GTAFS structure
o Communicate credit decision to financial service managers
o Issue approval checklist outlining approved structure and stipulations
o Track and maintain relevant client credit and exposure information
o Track and maintain single client cap limits
o Manage and maintain relationships with FSM’s to uncover new business opportunities by identifying gaps.
o Manage end of lease maturities
o Assist with remarketing and disposals
o Handle all insurance losses, negotiating with insurance companies to obtain strong clients settlements
The ideal candidate will have a strong financial background with combined banking and automotive retail experience. Knowledge of CDK and 180 systems would be considered an asset. Grand Touring Automobiles offers the opportunity to work with the most exclusive brands in the world, aggressive compensation plans and much more.